Terms of Service

Effective date: January 2026

1) Acceptance of terms

By accessing this website or submitting a request, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the website.

2) Website purpose

This website provides information about insurance coverage types and allows users to request insurance information. Content is provided for general informational purposes and is not legal, financial, or tax advice.

3) No guarantee of coverage or pricing

Insurance availability, pricing, and terms vary based on many factors. Quotes are estimates and may change after underwriting review. Submission of a request does not guarantee that coverage will be offered or bound.

4) User responsibilities

• You agree to provide accurate and current information.
• You agree not to submit sensitive information that is unnecessary for your request.
• You agree not to misuse the website, attempt unauthorized access, or interfere with site operations.

5) Communications and consent

If you choose to opt in, we may contact you by SMS and/or email. SMS consent is separated into two categories: General Account Notifications and Marketing / Promotional. You may opt out of SMS at any time by replying STOP. Email communications may include unsubscribe options.

6) Intellectual property

All website content, branding, and design elements are owned by Piston Point Insurance or licensed for use. You may not copy, reproduce, or distribute content without permission.

7) Disclaimers

The website and content are provided “as is” without warranties of any kind. We disclaim all warranties to the maximum extent permitted by law.

8) Limitation of liability

To the maximum extent permitted by law, Piston Point Insurance will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the website.

9) Indemnification

You agree to indemnify and hold harmless Piston Point Insurance from claims, liabilities, damages, losses, and expenses arising from your use of the website or violation of these Terms.

10) Governing law

These Terms are governed by the laws of the State of Colorado, without regard to conflict of laws principles.

12) Permitted use

You may use this website for personal, non-commercial purposes to request information or contact us. You may not use automated scraping, attempt to reverse engineer the site, or interfere with the site’s operation or security.

13) Electronic communications

By using the website and providing your contact information, you agree that we may communicate with you electronically in accordance with your selected preferences and consents. Standard carrier rates may apply for SMS messages.

14) Changes to the website and terms

We may update the website, these Terms, or related policies from time to time. Updated Terms will be posted on this page with a revised effective date. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.

15) Severability and entire agreement

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. These Terms and the Privacy Policy constitute the entire agreement regarding your use of this website.

11) Contact

Questions about these Terms? Contact us at quotes@pistonpointinsurance.com or by mail at 6312 S Fiddlers Green Cir Suite 3E, Greenwood Village, CO 80111.